The Star Health Premier Insurance Policy is a comprehensive health insurance plan offered by Star Health and Allied Insurance Co. Ltd., tailored to meet the needs of individuals and families seeking extensive medical coverage.scribd.com
🛡️ Key Features & Benefits
- High Sum Insured Options: Choose coverage ranging from ₹10 lakh to ₹1 crore, providing substantial financial protection against medical expenses. starhealth.in+2policybazaar.com+2starhealth.in+2
- Comprehensive Hospitalization Coverage: Includes expenses for room rent (up to ₹10,000 per day), ICU charges, nursing care, and more. d37e9lgzp3sa8.cloudfront.net+3globalfinsol.in+3policybazaar.com+3
- Pre and Post-Hospitalization Expenses: Covers medical costs incurred before and after hospitalization, ensuring a holistic approach to treatment. starhealth.in+1joinditto.in+1
- Daycare Procedures: Provides coverage for treatments that do not require 24-hour hospitalization.
- Ambulance Services: Includes both road and air ambulance expenses, facilitating prompt medical attention during emergencies. starhealth.in+3policybazaar.com+3irdai.gov.in+3
- Organ Donor Expenses: Covers costs associated with organ donation, including complications necessitating redo surgery or ICU admission for the organ donor. irdai.gov.in
- AYUSH Treatment: Offers coverage for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy systems.
- Modern Treatment Coverage: Encompasses advanced medical procedures and technologies as part of the sum insured. starhealth.in+3irdai.gov.in+3starhealth.in+3
- Automatic Restoration of Sum Insured: Provides an automatic refill of the sum insured amount once it is exhausted during the policy period.
- Outpatient Expenses: Covers outpatient consultations, diagnostics, and treatments, enhancing the policy’s comprehensiveness. irdai.gov.in
- Health Check-Up Benefits: Offers periodic health check-ups to monitor and maintain well-being.
- Home Care Treatment: Includes coverage for treatments administered at home, such as palliative care and rehabilitation.
- Short Waiting Period for Pre-Existing Diseases: Pre-existing conditions are covered after a waiting period of just 2 years, which is shorter compared to many other plans. joinditto.in
👨👩👧👦 Eligibility & Entry Age
- Minimum Entry Age: 3 months for dependent children.policyx.com
- No Maximum Entry Age: The policy is designed to accommodate individuals of all ages, making it especially suitable for those aged 50 years and above. policyx.com
- Policy Type: Available on both individual and family floater basis, covering up to 2 adults and 3 children. policyx.com
📄 Additional Information
For a detailed understanding of the policy, including terms, conditions, and exclusions, you can refer to the official brochure provided by Star Health:
